Terms and Conditions
Welcome to Belorithyvanq's terms and conditions. These terms govern your use of our financial planning subscription service and establish the rights and responsibilities of both parties in our service relationship.
Agreement Acceptance
By subscribing to our service or using our platform, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our services.
Your subscription activation constitutes acceptance of these terms and our privacy policy
Service Description
Belorithyvanq provides subscription-based financial planning consultation services through scheduled sessions, ongoing support, and educational resources. Our service focuses on general planning guidance rather than specific investment management.
- Monthly consultation sessions with qualified financial planning professionals
- Ongoing email and messaging support between scheduled sessions
- Access to planning resources and educational materials
- Personalized guidance based on individual financial circumstances
User Eligibility and Registration
Our services are available to individuals who meet specific eligibility requirements and complete the registration process successfully.
Eligibility Requirements
Users must be at least 18 years old, residents of Malaysia or eligible jurisdictions, and capable of entering into binding agreements
Registration Process
Registration requires providing accurate personal information and completing identity verification as required by Malaysian financial regulations
Account Security
Users are responsible for maintaining the confidentiality of their account credentials and promptly reporting any unauthorized access
Acceptable Use Policies
Users must comply with acceptable use standards to maintain a professional and secure environment for all clients and staff members.
Permitted Uses
Services may be used for legitimate financial planning purposes, personal consultation, and accessing provided resources and materials
Prohibited Activities
- Sharing account access with unauthorized persons
- Using services for illegal activities or fraudulent purposes
- Attempting to disrupt or compromise platform security
- Misrepresenting identity or financial circumstances
Subscription and Payment Terms
Our subscription service operates on a monthly billing cycle with specific payment terms and conditions outlined below.
Payment Terms: Monthly subscription fee of RM 250 is billed in advance. Payments are due on the subscription anniversary date each month. Late payments may result in service suspension.
Refund Policy: Refunds are available within 14 days of initial subscription for unused services only. Monthly fees are non-refundable after the refund period expires.
Subscription Management: Subscriptions continue until canceled with 30 days written notice. Cancellation becomes effective at the end of the current billing period.
Intellectual Property Rights
This section outlines ownership and usage rights for all intellectual property associated with our platform and services.
Belorithyvanq retains ownership of all proprietary content, materials, and platform technology. Users receive limited license for personal use only.
We grant users a non-exclusive, non-transferable license to access and use our services for personal financial planning purposes during active subscription.
Users retain ownership of personal information shared during consultations while granting Belorithyvanq necessary rights to provide requested services.
Disclaimers and Limitations
Important limitations and disclaimers regarding our service capabilities and responsibilities are outlined in this section.
Service Warranties
Services are provided "as is" without warranties of specific outcomes. We do not guarantee particular financial results from implementing discussed strategies.
Liability Limitations
Our liability for service-related issues is limited to the extent permitted by Malaysian law and industry standards.
Belorithyvanq's total liability for any service-related claims is limited to the amount of subscription fees paid in the 12 months preceding the claim.
Dispute Resolution
We prefer resolving disputes through direct communication, but formal dispute resolution mechanisms are available when needed.
Arbitration Process
Unresolved disputes may be subject to binding arbitration under Malaysian Arbitration Act 2005, conducted in Kuala Lumpur with English language proceedings.
Alternative Dispute Resolution
For eligible disputes, clients may access Malaysian financial services ombudsman or mediation services before pursuing formal legal action.
Online Dispute Resolution: Financial Mediation Bureau Malaysia
We encourage direct communication as the first step in resolving any service concerns or disputes.
Service Termination
Either party may terminate the service relationship under specific circumstances outlined below.
- Material breach of terms and conditions by either party
- Non-payment of subscription fees beyond grace period
- Voluntary cancellation with proper notice period
Miscellaneous Provisions
Additional terms and conditions that govern our service relationship and legal framework.
Governing Law: Malaysian federal and state laws, including relevant financial services regulations
Severability: If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.
Complete Agreement: These terms, together with our privacy policy, constitute the complete agreement between parties regarding service provision.
Term Modifications: We may update these terms periodically. Significant changes will be communicated to subscribers with 30 days advance notice.
Contact Information
For questions about these terms or our services, contact us at info@belorithyvanq.com or +60 4 1951 6099.
Contact Information:
Belorithyvanq
211 Jalan Tun Sambanthan, 50470 Kuala Lumpur, Malaysia
Email Address: contact@belorithyvanq.com
Phone Number: +60 4 1951 6099
These terms were last updated on August 9, 2025
Continued use of our services after term updates constitutes acceptance of the revised terms